Our society has developed through specialization of work. This has required the coming together of many people for accomplishing a task, necessarily requiring the pooling of resources. When such pooled resources are not enough, one must borrow. Business finance is the financing that is available for investing in business. There can be either of three scenarios: either one is already in business and wants to invest further; or one wants to start a new business, or there is no revenue generation yet; or finally, one wants to buy a new business or franchise.

Business has always been risky. The market is like the Darwinian conception of nature, where only the fittest and the luckiest may survive. Surviving in such conditions requires clever and efficient business practices, and constant growth. This requires rapid investment so as to blunt the competition. Business finance comes of immense help in such cases. Today business finance are available for merchant advances, micro loans, equity loans, economic development, start-ups venture capital, construction, etc. While getting a loan is always easy, one should always keep in mind the payout capability, the necessity of the project in hand, as well as other market factors. Bad investments are like Coleridge’s Albatross, which will bring down even healthy businesses.

In this section, we provide links to many business finance resources.