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Online Banking - Know More

 
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Technically internet banking is safer than ‘offline’ banking due to its technological sophistication – despite the concerns regarding online frauds, the scope of ‘offline’ frauds through credit card or signature forgery...
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Although banking is an old concept, Online Banking is new. It is noteworthy that Online Banking became possible only when gadgets were put on a massive network (say, the internet); so, even though it had been conceived earlier, it was impossible to put it into use. It could have existed only after the present level of technological sophistication had been reached. Online banking is ‘normal’ banking through computers connected through a secure network to the bank, almost always over the internet. It has many advantages. Online banking enhances the banking over time and space – one can bank beyond the banking hours, and one can bank from anywhere, regardless of where the bank is situated physically. It is fast as transactions are instantaneous, and one does not have to stand in long queues.

Technically internet banking is safer than ‘offline’ banking due to its technological sophistication – despite the concerns regarding online frauds, the scope of ‘offline’ frauds through credit card or signature forgery and identity thefts, is much greater. Even then, there is scope for further security as authentication systems can be further buttressed. Phishing (fooling a customer into giving bank data by making it look like official correspondence) is a very popular crime on the internet. Theft of customer database is also becoming common. The fact is that perfect security is a utopian concept. The reassuring fact is that the policy framework is sufficiently deterrent and the technological aspect is always on the improve, making Online Banking an attractive proposition for its attendant advantages.

In this section of 01webdirectory, we provide a range of links to vendors offering online banking facilities...

 

 
 Related Resources
 
Bank of America - Online Banking Services


Leading American bank offers secure online banking services nationwide, including online bill payment, fund transfer, account activity monitoring, and more.

http://www.bankofamerica.com/state.cgi?section=generic&update=&cookiecheck=yes&destination=nba/onlinebanking/index.cfm?template=overview
ING Direct Australia


Online portal of a leading bank in Australia, features details of its various products and services, including savings accounts, loans, term deposits, and more.

http://www.ingdirect.com.au/
Savings Accounts  |  Home Loans  |  Term Deposits  |  Business Banking
 
 
 
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