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The business insurance would provide the investing firms with complete assurance that their investments are covered against the insured risks...
Insurance is a form of risk management in which the risk is spread over a large number of people, each paying a certain amount (premium) to cover the risk. Theoretically the Insurer can provide cover against anything in which he calculates that a profit can be made after allowing for the statistically viable losses accruing to him. And hence, Insurance can be provided against various things and situations, Business Insurance being one of them.
Today, in all businesses a lot of investments are being made. New markets are being approached where the market and the labor structures and conditions are unknown. Risks can come from a variety of sources: natural (and these can include everything from flood to cyclones), policy making (a change of regime might mean a change in policies), labor related (the labor market conditions may vary in tandem with other factors), international situation (like the currency flight of the South East Asian crisis of 1997), etc. Costs have been rising as business risk has increased over the years. Also, the costs of settling insurance claims have been rising as well. The business insurance would provide the investing firms with complete assurance that their investments are covered against the insured risks.
In this section of the website, we provide a list of insurers providing business insurance.
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