An unhappy fact about existence is that resources always fall short of ideal requirement. This calls for efficient management of resources. This has two aspects. The first is to ensure that we can meet our requirements by whatever we already have, through smart allocation, cost cutting etc. The other part is to ensure that the resource quota increases so that our requirements may be fulfilled. Finance and Investment look after these two aspects.

Finance is the study of the process of how individuals and companies raise money, allocate them for specific purposes, and arrange other financial resources over time, taking into account the various risk factors and uncertainties that always bedevil any financial transaction. It can mean various things: Study of money and assets; Management and control of these assets; Profiling and managing project risk; and as a verb meaning, to provide funds. Finance looks at the relationship between income and expenditure. When income exceeds expenditure, the company can lend; when the expenditure exceeds income, the company needs to raise money from market through loan, debt, IPO or other financial instruments or strategies. Finance looks after the relationship between money generation and money consumption, and suggests how it may be managed so as to increase profits.

Investment refers to the allotment of money in hopes of getting a future return. In economics, this means buying Capital goods to produce more goods. In finance, it means buying of securities, or paper or monetary assets. In either case the ultimate objective is to increase the resource base, or money asset base.

Finance and Investment are the two prongs of most business ventures. In this section of the webdirectory, we provide a comprehensive list of Finance and Investment resources.

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